DEFAULT ON DEBT COLLECTOR SERVICE REWARDS IN IJĀRAH 'ALĀ AL-'AMĀL CONTRACT

(Analysis Of Decision Number 324/Pdt.G/2024/MS. Bna)

Authors

  • Faris Ghifary Universitas Islam Negeri Ar-Raniry Banda Aceh
  • Muhammad Syuib

DOI:

https://doi.org/10.22373/al-mudharabah.v7i1.9641

Keywords:

Default, Ijarah 'ala al-'Amal, Judicial Decision

Abstract

This study analyzes the legal considerations of judges in Decision Number 324/Pdt.G/2024/MS. Bna concerning a dispute over the non-performance of service fee payments between Bank Aceh Syariah and a debt collection company. The research employs a normative juridical method with statutory, case, and conceptual approaches. The analysis is conducted based on the Indonesian Civil Code, the Compilation of Sharia Economic Law, DSN-MUI fatwas, and the concept of ijarah 'ala al-'amal in Islamic jurisprudence (fiqh muamalah). The main findings indicate that the judges appropriately qualified the defendant's actions as a breach of contract; however, the legal reasoning remains predominantly grounded in civil law and has not fully utilized the ijarah 'ala al-'amal contract as a substantive analytical framework. This study emphasizes the importance of coherently integrating positive law and fiqh muamalah in the resolution of Sharia economic disputes.

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Published

06-02-2026

How to Cite

Faris Ghifary, and Muhammad Syuib. 2026. “DEFAULT ON DEBT COLLECTOR SERVICE REWARDS IN IJĀRAH ’ALĀ AL-’AMĀL CONTRACT: (Analysis Of Decision Number 324 Pdt.G 2024 MS. Bna)”. Al-Mudharabah: Jurnal Ekonomi Dan Keuangan Syariah 7 (1):236-50. https://doi.org/10.22373/al-mudharabah.v7i1.9641.

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